Out From Under — Breaking Free from Credit Cards & Debt
Available spots
Service Description
One bill at a time — until you're out from under. Three evenings, one plan. Face your numbers without shame, find the money already in your spending, build a budget that sticks, and leave with your personal payoff plan — comparing three ways to pay off credit cards in your own spreadsheet: highest interest first, smallest balance first, or a blend. With Nicole Dorenzo (banking since 2007, investments since 2013). Meets in person with 3 or more participants; with fewer than 3 signups, this class meets online via Google Meet on the same evenings. All class materials are delivered electronically the day before the first evening. $50 deposit reserves your seat; the $300 balance is due in cash at the first session. Optional Part 2: three private one-on-one sessions with Nicole in February (separate $500 mentoring package).
Upcoming Sessions
Cancellation Policy
A non-refundable deposit is required to reserve your place in class. The deposit amount, total class fee, and any remaining balance are shown on the class booking page. Your deposit will be applied toward the total class fee, and any remaining balance is due as stated in the class details. Registration is required at least seven days before the first scheduled class session, unless the class details state otherwise. Please arrive 15 minutes before your scheduled time so we can begin on time and you can settle in. If you need to cancel or reschedule, please contact Nicole Dorenzo at Life Healing Energy at 484-390-0525 at least 36 hours before the first scheduled class session. Cancellations made with at least 36 hours' notice will receive a credit for all payments made, including the deposit, toward a future Life Healing Energy service or class. Cancellations made with less than 36 hours' notice will result in forfeiture of the deposit. Any additional payments will be issued as a credit. If you do not attend your scheduled class session and have not contacted Nicole beforehand, no refund or credit will be issued for that session. All credits must be used within one year of the original purchase date. If Life Healing Energy cancels a class, students may choose a full refund or a credit toward a future class.